Moog Federal Credit Union

Loan Rates

**NEW!!**
 
**Credit Union Rate Match Program!!**
  • The Credit Union will now match or beat other institutions' rates on secured loans (i.e. autos, motorcycles, campers, etc.)  **Excludes all real estate loans.**
  • **Terms and conditions apply  - Loan subject to credit approval.**
**FOR MORE INFORMATION**
**CONTACT A CREDIT UNION LOAN REPRESENTATIVE –
 (716) 655-2360**
 
Type
Features
Term-APR*
**Rates quoted are as low as:
PERSONAL LOANS
Up to $20,000
Up to 72 mo. -- 6.95%
NEW AUTO LOANS
Up to $100,000 
 
New purchases only- excludes
refinances on existing MEFCU loans
24 mo.   -- 1.99%
36 mo.   -- 1.99%
48 mo.   -- 1.99%
60 mo.   -- 1.99%
72 mo.   -- 2.49%
84 mo.   -- 2.99%
USED AUTO LOANS
Up to $100,000
New purchases only- excludes 
refinances on existing MEFCU loans
24 mo.   -- 1.99%
36 mo.   -- 1.99%
48 mo.   -- 1.99%
60 mo.   -- 1.99%
72 mo.   -- 2.49%
NEW MOTORCYCLES
Up to $60,000
New purchases only - excludes refinances on existing MEFCU loans
24 mo.   -- 3.75%
36 mo.   -- 3.75%
48 mo.   -- 3.75%
60 mo.   -- 4.00%
72 mo.   -- 4.25%
84 mo.   -- 4.50%
USED MOTORCYCLES
Up to $60,000
Up to 48 months - No minimum - $60,000 maximum
 
49-72 months - Minimum $10,000 - Maximum $60,000
New purchases only - excludes
refinances
24 mo.   -- 5.75%
36 mo.   -- 5.75%
48 mo.   -- 5.75%
60 mo.   -- 6.75%
72 mo.   -- 7.75%
NEW RECREATIONAL VEHICLE (JETSKI, SNOWMOBILE, ATV)
Up to 72 months - No minimum - No maximum
 
73 - 96 months - minimum $20,000 - No maximum
 
New purchases only - excludes refinances on existing MEFCU loans
24 mo.   -- 4.65%
36 mo.   -- 5.30%
48 mo.   -- 5.80%
60 mo.   -- 6.30%
72 mo.   -- 6.80%
84 mo.   -- 7.30%
96 mo.   -- 7.80%
USED RECREATIONAL VEHICLE (JETSKI, SNOWMOBILE, TRACTOR, ATV)
Up to 60 months - No minimum - No Maximum
 
61-96 months - minimum $16,000 - No Maximum
 
New purchases only - excludes refinances on existing MEFCU loans
 
24 mo.   -- 5.50%
36 mo.   -- 6.00%
48 mo.   -- 6.50%
60 mo.   -- 7.00%
72 mo.   -- 7.50%
84 mo.   -- 8.00%
96 mo.   -- 8.50%
 
BOAT LOANS (New or Used)
Term determined by amount
borrowed
 
New purchases only - excludes refinances on existing MEFCU loans
 
24 mo.   -- 3.75%
48 mo.   -- 3.75%
60 mo.   -- 3.75%
96 mo.   -- 4.25%
120 mo. -- 4.75%
180 mo. -- 5.25%
240 mo. -- 5.75%
RV CAMPING TRAILERS/MOTORHOME  (New or Used)
Term determined by amount
borrowed
 
New purchases only - excludes refinances on existing MEFCU loans
24 mo.   -- 3.99%
48 mo.   -- 3.99%
60 mo.   -- 3.99%
96 mo.   -- 4.49%
120 mo. -- 4.99%
180 mo. -- 5.49%
240 mo. -- 5.99%
TRACTOR/HEAVY EQUIPMENT LOANS (New or used)
Term determined by amount
borrowed
 
New purchases only - excludes refinances on existing MEFCU loans
24 mo.   – 4.65%
48 mo.   – 5.80%
72 mo.   – 6.80%
96 mo.   – 7.80%
120 mo. – 8.80%
180 mo. – 9.80%
240 mo. -- 10.80%
MOBILE HOME LOANS
Minimum $20,000 
 
90% of value, 10% Down payment required
24 - 72 mo. -- 7.50%
73-180 mo.  -- 8.50%
SHARE SECURED LOANS
To balance of Share Account -
 
Up to 60 mths - No min. - Max. $25,000;
 
61-120 mths Min. $25,000 - Max. $50,000
Up to 60 mo. -- 2.50%
61-120 mo. -- 4.50%
CERTIFICATE SECURED
Max. Term 3 yrs -- Term to Maturity Date (Remaining term
of certificate);
 
No maximum -- certificate must be
equal to or greater than amount borrowed
4.00%
HOME IMPROVEMENT LOANS
$2,500 - $10,000
Up to 60 mo.   -4.50%
HOME EQUITY SAVER LOANS
$5,000 - $25,000
60 mo.  -- 3.95%
84 mo.  -- 4.95%
 
*Rates Declared as of July 1, 2017. *APR= Annual Percentage Rate

 

**Rates quoted are based on creditworthinesss.  Please call for quote.
Loan rates subject to change without notice. 

 

 


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